To enhance security, Pay incorporates advanced technologies such as passkeys, multi-signature authorization, and ZK Email recovery—ensuring you retain full control over your funds. Additionally, Pay accounts support fund transfers between exchange accounts and can send and receive digital assets directly to and from on-chain wallet addresses. Pay also offers social features, including direct transfers within chats and the ability to create group red envelopes.

Why is my full balance in the exchange account not showing up when I try to add funds to my Pay balance? Check if you have the funds in a funding account. The values shown are from funding accounts. If you have funds for trading accounts, it won't show up here. Add asset flow involves doing an on-chain transfer of user's exchange asset to user's pay balance. As such, we will only show the USDC, USDT or USDG balance amount that's usable, based on user's withdraw-able amount.